Gold Harmony Charm Necklace.

Dangling Charm Design: This is a single-chain necklace featuring multiple charms and gemstones suspended at intervals along its length.

Gold-Toned Chain: The necklace is made of a fine, delicate chain with a polished gold finish.

Assorted Charms: The charms include a small heart and a four-leaf clover, with the central, most prominent charm being a circular pendant with a detailed Tree of Life design. The Tree of Life pendant has a white enamel or mother-of-pearl inlay.

Gemstone Accents: Several clear, round-cut gemstones or cubic zirconia are bezel-set at various points along the chain, adding sparkle and visual interest.

Adjustable Length: The chain appears to have a clasp at the back, allowing it to sit elegantly as a choker or a shorter pendant necklace.